CROA-Compliant by Design · TSR-Ready Workflows

The Credit Repair Software Built to Keep Your Business Compliant — and Growing

CROA-compliant billing workflows. TSR-ready client management. Built for operators who want to stay in business long-term.

Why "Compliance-First" Isn't Marketing Fluff

In August 2024, the CFPB reached a $2M settlement with the industry's biggest software platform — for enabling its users to collect illegal upfront fees. The platform was held liable. The CEO paid personally.

We built DisputeForge so that the compliant way is the default way. Your business — and ours — depends on it.

Every Feature, Tied to Compliance + Growth

Dispute Management

Automated dispute round tracking with FCRA-aligned letter generation — never miss a 30-day bureau deadline.

Post-Service Billing

Collect after each completed cycle, not before. CROA-compliant by design — billing literally cannot fire before work is logged complete.

Client Portal

Give clients 24/7 visibility into dispute progress. Transparency builds trust — and trust builds retention.

Compliance Documents

Auto-generate CROA-required disclosures: Consumer Rights Statement, Written Contract, Notice of Cancellation — compliant by default.

CRM + Lead Management

Manage leads, track conversions, automate follow-up — form-first flows that keep you outside TSR telemarketing triggers.

Reporting + Analytics

Disputes sent, responses received, items removed, client outcomes — the data your clients want to see.

State Compliance Alerts

Get notified of state CSO law requirements in every state your clients reside — compliant everywhere you operate.

Built-In Compliance Training

Every user completes CROA/TSR training before billing features unlock. Protects your clients — and you.

API + White Label (Scale tier)

Run your agency brand on our compliance engine. API access for custom integrations.

Operators Running On DisputeForge

"I manage 140 active clients on the platform. The post-service billing automation means I never have to think about whether an invoice is CROA-safe — it just is."

Agency operator, Texas

"The state CSO alerts alone saved me — I had clients in two states I didn't realize required bonding. Caught it before it became a problem."

Solo operator, Georgia

Template testimonials — replace with real, permissioned user statements. Results from operating a credit repair business depend on individual factors including compliance, marketing, and client outcomes.

Simple Pricing. Serious Infrastructure.

Starter

$97/mo

  • Up to 25 active clients
  • Dispute management + letters
  • Client portal + CROA doc generation
  • Compliance training included
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MOST POPULAR

Growth

$197/mo

  • Up to 100 active clients
  • Everything in Starter
  • Post-service billing automation
  • State CSO compliance alerts
  • Priority support
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Scale

$397/mo

  • Unlimited clients
  • Everything in Growth
  • White label + API access
  • Team seats + role permissions
  • Dedicated success manager
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Operator Questions, Answered

Can I charge my clients upfront with this software?

No — and that's by design. CROA prohibits charging before services are fully performed, and the TSR is even stricter for telemarketing-sourced clients. Our billing engine only fires after work cycles are logged complete. That protects your clients, your business, and your license to operate.

What happens during onboarding?

You'll complete our CROA/TSR compliance training module before billing features unlock, agree to our Terms that prohibit illegal billing practices, and get our full compliance resource library. Then you're building.

Do you provide the CROA legal documents?

We auto-generate the Consumer Rights Statement (verbatim §1679c), Written Contract framework (§1679d elements), and Notice of Cancellation forms. Your attorney should review them for your state before use — state CSO laws add requirements in ~26 states.

Is there a free trial?

Yes — 14 days, full Starter features, no credit card required to start.

Can I white-label it for my agency?

Scale tier includes white label + API. Your brand, our compliance engine.

What if my clients are in multiple states?

The state compliance alert system flags registration, bonding, and disclosure requirements for every state where your clients reside. Multi-state operators need this — most platforms ignore it entirely.

Build a Credit Repair Business That's Still Standing in 5 Years

The operators getting banned all have one thing in common: they treated compliance as an afterthought. Don't be them.

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