"I've been denied for mortgages even though I pay my rent on time..."
You're not alone. 33 million Americans were "credit invisible" under the old FICO model. VantageScore 4.0 changes EVERYTHING — and most lenders still don't tell you about it.
The Problem
If Any of This Sounds Familiar, This Event Was Built Specifically for You...
"I don't have an SSN, so I thought homeownership was impossible..."
WRONG. ITIN holders CAN buy homes, access business funding, and build credit. We'll show you the exact programs (including Hometown Heroes $15K assistance) and walk you through the application LIVE.
"I've tried to fix my credit before, but nothing worked..."
Because you didn't have the NEW playbook. Andre Coakley reveals the 2026 credit repair strategies that actually WORK — including business credit lines of $50K–$250K with ZERO personal guarantee.
| BEFORE This Event | AFTER This Event |
|---|---|
| ❌ Confused about which credit score matters | ✅ Know exactly how VantageScore 4.0 works + how to access it FREE |
| ❌ Think ITIN = no mortgage | ✅ Have ITIN application started + know which lenders accept it |
| ❌ Paying $1,500/mo rent with nothing to show | ✅ Clear path to $15K down-payment assistance (Hometown Heroes) |
| ❌ Business stuck at 5-figures because of credit | ✅ Roadmap to $50K–$250K business credit lines |
The Difference
Here's What 99% of "Financial Literacy" Events Get Wrong...
They teach you WHAT to do — but never HOW to actually do it.
They talk about "building credit" in theory — but don't hand you the playbook, the tools, or the LIVE support to execute.
We're different.
On September 19th, you're not just learning ABOUT financial freedom.
You're STARTING the process — same day.
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VantageScore 4.0 Breakdown — Why this is the ONLY score that matters for 2026 mortgages (FHFA mandated it for Fannie Mae/Freddie Mac), how to access your score for FREE, and the 3 fastest ways to boost it 40-60 points in 30 days.
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ITIN Application Started (Live!) — IRS-certified specialists on-site. If you don't have an SSN, you'll leave with your ITIN paperwork IN PROGRESS and a clear timeline to approval.
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Hometown Heroes Program ($15K!) — Teachers, first responders, veterans, healthcare workers: You qualify for up to $15,000 in down-payment assistance. We'll connect you with approved lenders ON-SITE.
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Business Credit Roadmap ($50K–$250K) — Andre Coakley reveals the exact 90-day blueprint to build $50K+ in business credit lines with ZERO personal credit check.
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Mortgage Financing Masterclass — Chalamaine Armstrong (GFS Home Loans, 28 years experience, NMLS #259978) breaks down: low-credit mortgage options, first-time buyer programs, and creative financing.
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Meals Included — Breakfast + Lunch ($20 value) because we need you FOCUSED, not distracted by hunger.
The Experts
Meet Your Expert Panel (Combined 75+ Years of Experience)
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Chalamaine Armstrong
Division Vice President, GFS Home Loans · Founder, KissWealthNow · NMLS #259978
28 years in mortgage financing. Helped 1,200+ families achieve homeownership through creative financing, low-credit programs, and first-time buyer strategies. Specializes in getting "impossible" deals approved. When banks say no, Chalamaine finds a way.
"The 3 mortgage programs that approve 80% of 'credit-challenged' borrowers (and why most loan officers never mention them)"
AC
Andre Coakley
President & Founder, Credit360 Inc. · Bestselling Author · NMLS #2189905
20+ years across credit, mortgage lending, and financial education. Former principal mortgage broker. Founder of Community Works Coalition, a 501(c)(3) financial literacy nonprofit serving underserved and unbanked communities since 2000. Built Credit360 on a transparent pay-per-delete model — no monthly-fee games.
"From credit repair to mortgage-ready: the exact roadmap connecting your credit profile to loan approval, better rates, and down-payment assistance eligibility"
Your Host
Meet Your Host — Chekelah Phelps
Founder of HLP Credit Solutions and the driving force behind the Financial Literacy Summit Series.
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Chekelah Phelps
Founder, HLP Credit Solutions Corporation
"I built this summit because our community deserves the same financial playbook the banks keep behind closed doors."
Produced by HLP Credit Solutions, LLC
Real Results
Don't Just Take Our Word for It — Here's What Past Attendees Say:
"I came to last year's event skeptical. I left with a pre-approval letter and closed on my first home 60 days later. This changed my family's trajectory."
"Andre's business credit strategy got me $75K in credit lines in 90 days. I used that to buy inventory and 10X'd my revenue. Best ticket I ever spent."
🔥 SEATS FILLING FAST
267 Registered · Only 33 Seats Remaining
Tickets
Choose Your Experience (Most People Pick VIP)
GENERAL ADMISSION 💼
$125 $89
Early Bird Price
- ✅ Full-day access (9 AM – 3 PM)
- ✅ Keynote sessions (VantageScore 4.0, ITIN, Business Credit, Mortgage)
- ✅ Live Q&A panels
- ✅ Breakfast + Lunch included
- ✅ Resource bundle (digital download)
VIP PACKAGE ⭐
$249 $199
Early Bird Price
- ✅ Everything in GA PLUS:
- ✅ Priority seating (front rows)
- ✅ VIP-only lunch (private room)
- ✅ 30-min 1-on-1 credit consultation
- ✅ Physical resource binder
- ✅ Fast-track ITIN processing
VIP ELITE MASTERMIND 💎
$497
Limited to 20 Attendees
- ✅ Everything in VIP PLUS:
- ✅ Private pre-event dinner (Sept 18)
- ✅ 60-min private Zoom strategy session
- ✅ Speaker group chat access (90 days)
- ✅ Business funding blueprint workbook
FAQ
You Have Questions. We Have Answers.
Is this event virtual or in-person?
In-person ONLY. Location: The Green Jacket Indoor Golf, 2000 Matlock Rd Ste 100, Mansfield, TX 76063. We chose in-person because the REAL value is in the live Q&A, the networking, and the on-site support (ITIN applications, credit consultations, lender connections).
I've been to other financial events and nothing changed. Why is this different?
Most events teach WHAT to do. We show you HOW — and help you START the process same-day. You'll leave with: credit report analyzed, lender connections made, business credit vendor list in hand, Hometown Heroes eligibility confirmed. This is EXECUTION, not just education.
Is the price worth it?
Yes! VIP 1-on-1 credit consultation alone = $150 value. Event recordings = $97 value. Resource binder = $47 value. Breakfast + Lunch = $20 value. Access to expert panels is priceless. You get all this for a fraction of the cost if you act early.
Who is this event for?
Aspiring homebuyers, ITIN holders (no SSN? No problem), credit rebuilders (score under 650), first-time homebuyers, and business owners seeking funding.
The Only Question Left Is: Are You In or Out?
Claim your seat today. Early bird pricing ends soon.
30-DAY MONEY-BACK GUARANTEE
👉 SECURE MY EARLY-BIRD SEAT NOW →
Attend the full event. If you don't get massive value, we'll refund every penny. Zero risk.